Free identity theft check. Isn’t that what is expected in the 21st century. It sure is, and I have a way for you to check for identity theft, FREE! You may not believe how many paid services are there to check identity theft. Well, there aren’t many, and the ones that do exist will funnel your hard earned dollars to do what you should be doing yourself to begin with.
With the advent of artificial intelligence, the Internet, and avaricious entrepreneurs you may find yourself offered a panacea. The solution to all worldly troubles won’t save you from identity theft, even if you have a monitoring or checking service instituted.
The free identity theft check is done in a following manner:
- Check your bills, bank statements, and even junk mail for inconsistencies. Too busy? Hire someone to do that for you. But that could be an id theft risk in itself.
- Check you online accounts for signs of tampering. This includes your credit card and bank accounts, as well as your email, MySpace or FaceBook accounts, and etc.
- Check your credit report for free at least 3 times a year. Look for inconsistencies in your personal information, derogatory reports, and open accounts (even with good standing). If you do this online you have an opportunity to contest false reports and correct any infractions. All this from the comforts of your home.
- Go to your local county building to access county records. You can do so via the Internet as well. You will be surprised how much information you can find as it pertains to identity theft. A neighbor of mine found out that someone that stole his identity had warrants issued for his arrest. So if my neighbor was pulled over for a minor speeding infraction, for example, he would go to jail and face charges that didn’t really pertain to him. He thanked me just for this tip alone after reporting identity theft to the police, credit bureaus, and financial institutions he did business with.
- Check your computer for viruses, spyware, and other malicious code that can heavily contribute to fraud and identity theft. Anti virus and other software can help prevent identity theft.
- Repeat when done. Add more items on your checklist as you learn to do these six crucial steps to check for fraud and identity theft.
In the end, there may be a service that can check for some identity theft situations, but majority of them are controlled by you; not a machine or another person. I check for identity theft as often as I can and I highly recommend you do the same.